If I tell you that you can drive an electric car by paying an EMI of just ₹10,000, you might not believe it. Most people consider EVs to be expensive vehicles.
But now such affordable EVs have come in India which can be purchased on EMI even in low budget.
Today I am going to tell you about some of the best electric cars in India which can come to your home in an EMI of around Rs 10,000.
Tata Tiago EV
First of all let’s talk about Tata Tiago EV. It is one of the most affordable EVs in India. Its on-road price is around ₹9.5 lakh. If you pay a down payment of around ₹1 lakh, your EMI on a 7-year loan will be around ₹10,000.
In this you will have to travel 250 to 315 km. Range up to is available. This means it is a perfect option for city drives on a low budget.
And the best thing is that with such a small EMI you get relief from the tension of petrol and diesel. Charging is easy and maintenance is also very low. If you have to go to office or market every day in the city, this EV can handle it easily without any extra expense.
If your budget is tight but you feel like driving an EV, then Tiago EV is truly a dream come true. Moreover, Tata is known for its reliability, so there is less worry about resale value and service network.
Read More : Best CNG Cars in India Under ₹10 Lakh 2025
MG Comet EV
Now let’s talk about MG Comet EV. Its on-road price is around ₹8 lakh. If you pay a down payment of ₹1.5 lakh, your EMI on a 7-year loan will be around ₹10,200.
In this you have to travel around 230 km. Certified range up to. The compact size and quirky design make it perfect for city drives.
Be it in a small parking space or on traffic-clogged roads, the Comet EV delivers big in its small package.
EMI will also be charged as if the phone is being recharged. But you will enjoy the electric drive. On top of that, you get a futuristic digital cockpit, connected tech features and premium interiors. People fall in love with its cutepie look at once.
And the most important thing is that this car is no less than a jackpot for daily office and market commute at low cost. MG’s brand trust and 3-year standard warranty make it even more appealing.
Tata Tigor EV
Now if you want sedan comfort then Tata Tigor EV is a good option. Its on-road price is around ₹12,50,000. If you make a down payment of ₹3.5 lakh, your EMI will be around ₹10,800.
This car runs for about ₹315 to ₹350 km. It gives a range of up to and proves to be quite practical for family use.
Smooth drive, roomy cabin and modern infotainment make it perfect for both city and highway travel. The battery efficiency is so good that there is no need to worry even on weekend trips.
Safety features and connected tech make it a smart choice. And the EMI is so manageable that it will not put a heavy burden on the monthly budget. Also, being a sedan, it has a large boot space which can easily accommodate family luggage or shopping bags.
Read More : Top 5 Best Cars Under ₹20 Lakh in 2025
Citroën EC3
Now let’s come to Citroen EC3. This car is a very stylish option. Its on-road price is ₹12 lakh. And if you pay a down payment of ₹3 lakh, its EMI on a 6-year loan comes to around ₹10,700. This car costs around ₹320 per km.
It offers a range of up to and offers a completely different experience from Tata’s EV in terms of design and comfort.
Source : Car Dekho
Compact yet with a premium feel, it makes it easy to maneuver in city traffic. The modern tech and comfortable seating in the interiors make even long drives enjoyable.
The charging efficiency is so good that daily use remains hassle-free and the EMI is so affordable that you can easily enjoy a budget-friendly luxury EV.
The Citroën’s French styling instantly makes it stand out from the crowd. If you want an EV that looks cool and is comfortable to drive, the EC3 is definitely worth considering.
Read More : Top Cars with Highest Mileage in 2025
Tata Punch EV
Now comes the turn of the recently launched Tata Punch EV. Its on-road price is around ₹11,50,000. If you make a down payment of ₹5 lakh, your EMI comes to around ₹10,600.
In this you will get 315 to 350 km. It offers a range of up to and its SUV stance and high ground clearance make this EV a perfect package for middle class Indian families.
Source : Car Wale
Despite being a compact SUV, the cabin is quite spacious and easy to maneuver in city traffic. Advanced infotainment and safety features make it both fun and safe.
The battery efficiency is so good that even long drives remain stress-free. And the EMI is so reasonable that the electric SUV can now be enjoyed within the budget.
The biggest strength of the Punch EV is its SUV look and Tata’s safety reputation, i.e. style, safety and savings all together.
Conclusion
So friends, these were some of the electric cars of India which can come to your home on EMI for just ₹10,000. Now electric cars are not just for luxury buyers, even middle class families can easily afford electric cars.
Compared to petrol and diesel, their running cost is so low that you can save lakhs of rupees in the long term. Government subsidies and incentives make it even cheaper.
The future is clearly electric and if you make the shift now, you will not only save money but also contribute to reducing pollution.